Professional Indemnity and Public Liability Insurance
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Chartered Accountants Australia New Zealand members in
New Zealand
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Duty to not misrepresent
Before entering into this insurance contract, and any time it is renewed, extended, varied, or reinstated, you have a duty to take reasonable care not to make a misrepresentation to us.
This means that you must answer all questions we ask you honestly, accurately, and to the best of your knowledge. You must not mislead us by providing false, inaccurate, or incomplete information.
If you do not meet this duty, we may be entitled to reduce or deny a claim, cancel your policy, or in the case of fraudulent misrepresentation, treat the policy as if it never existed.
This means that you must answer all questions we ask you honestly, accurately, and to the best of your knowledge. You must not mislead us by providing false, inaccurate, or incomplete information.
If you do not meet this duty, we may be entitled to reduce or deny a claim, cancel your policy, or in the case of fraudulent misrepresentation, treat the policy as if it never existed.